Don't forget to factor in closing costs when considering a home sale or purchase. Barreiro's Realty Services, inc. is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (786)456-3668 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain ordinary expenses associated with closing the sale of a house. These fees are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the deal.

Closing costs that are tied to your mortgage    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing real estate in County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you get to the closing appointment. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates of concern.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.65% 4.69%
15-yr Fixed 4.11% 4.18%
1-yr Adj 3.92% 3.95%
* national averages

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